Portfolio sahi hai?
Portfolio intelligence for wealth advisors in India.
The firm’s book
₹84.6 Cr
+2.1% this week · 128 clients · 3 RMs
Tuesday 16 September
6 of 128 clients need attention.
Ranked by how far and how much. 9 more sit inside their bands.
- 01
Rohan Deshpande
Equity is 71% of the book, against 60% declared
over by ₹18.4 L
- 02
Iyer household
SIP bounced: ₹25,000, due on the 5th
Bounced
- 03
R. Nair
Not reviewed in fourteen months
427 days
- 04
S. Kulkarni
Debt is 9% of the book, against 20% declared
short by ₹6.2 L
- 05
A. Banerjee
One fund is 31% of the book, against a 25% cap
over by ₹4.1 L
- 06
Menon household
Statement is 47 days old
47 days
Illustrative. Every name and figure on this page is invented.
You set the lane. Sahi watches it.
Fig 0.1
Their lane
Each client sets their own.
Fig 0.2
Lane departure warning
Every book, every morning.
Fig 0.3
Hands on the wheel
Sahi warns. You steer.
Their principles.
Not a model portfolio.
In their words. Measured against that and nothing else. The principles, in detail
Principles · Deshpande family
What they declared, in their words.
- Equity60% of the book
“Growth for the next fifteen years.”
- Debt20% of the book
“Two years of expenses, untouched.”
- Gold and silver10% of the book
“Aditi's wedding, 2031.”
- Cash10% of the book
“Never below three months.”
- Any one fundat most 25%
“No single manager decides the year.”
The book, this morning
Two of five kept. Equity is 11 points over.
- Equity71% · declared 60%
- Debt9% · declared 20%
- Gold and silver11% · declared 10%
- Cash9% · declared 10%
- Any one fund31% · cap 25%
Inside the band on three of five. Two points either side is theirs too.
Drift is the warning.
Seen the morning it happens.
Past the band, a bounced SIP, a stale statement, a client unseen. Ranked. What is measured
Private by construction.
Sealed per firm. No password. Nothing that can move money. How it is kept
One table
three readers- A partner128 rows
select * from clients
- An RM37 rows · theirs
select * from clients
- Another firm0 rows
select * from clients
Sent to arjun@meherfin.in.
A session lasts the working day.
It doesn’t trade. It doesn’t decide.
It tells you where to look first.
Ask for an invitation.
Write, and say how many clients you look after.